Building a property portfolio is as much about the loan structure as the properties. Worth the time to do it right.
Testimonials
What clients say
★★★★★
“My bank said they couldn't do better. The Loan People found me a 0.78% lower rate at a different lender. Saving $480 a month, switching cost recovered in 2 months. Should've done this years ago.”
Michelle T.
Melbourne · Dec 2025
★★★★★
“Self-employed, two banks said no. Broker mapped us against five specialist lenders, found one that took our last two BAS statements as proof of income. Approved in 3 weeks. Could not have done it without them.”
James W.
Perth · Oct 2025
★★★★★
“Bought my third investment property last year. Broker structured the equity release across the existing two so I didn't cross-securitise. Worked with my accountant on tax-effective structure. Genuinely strategic broker.”
Priya S.
Sydney · Sept 2025
FAQ
Investment Loans — common questions
Interest-only or P&I?+
Most investors prefer interest-only during the build-up phase for cash flow and tax purposes. We model both and present the trade-off in writing.
How does equity release work?+
We assess current equity, model what you can responsibly access, and structure a separate loan facility for deposits on subsequent properties. Care taken not to cross-securitise.
Do you work with my accountant?+
Yes — happy to have your accountant on the strategy call. Lending and tax decisions need to fit together.
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