Most Australians could be saving $200-$500 a month by refinancing. Worth a 20-minute call to find out.
Testimonials
What clients say
★★★★★
“My bank said they couldn't do better. The Loan People found me a 0.78% lower rate at a different lender. Saving $480 a month, switching cost recovered in 2 months. Should've done this years ago.”
Michelle T.
Melbourne · Dec 2025
★★★★★
“Self-employed, two banks said no. Broker mapped us against five specialist lenders, found one that took our last two BAS statements as proof of income. Approved in 3 weeks. Could not have done it without them.”
James W.
Perth · Oct 2025
★★★★★
“Bought my third investment property last year. Broker structured the equity release across the existing two so I didn't cross-securitise. Worked with my accountant on tax-effective structure. Genuinely strategic broker.”
Priya S.
Sydney · Sept 2025
FAQ
Refinancing — common questions
Are there switching costs?+
Most lenders waive discharge fees on refinances. Some charge $300-$600. We model the total switching cost vs the new rate to make sure you're actually ahead.
How long does a refinance take?+
4-8 weeks from application to settlement, depending on lender. We manage the entire process — you sign, we chase.
Can I take cash out?+
Yes — cash-out refinance for renovations, debt consolidation, or investment is a common reason to refi. Quoted as part of the strategy.
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